Saturday, November 08, 2008
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A Touchstone is a charm. Traditionally, it is carried around in the pocket and rubbed when one needs luck.  Starting this week, here is a touchstone to help understand, survive and perhaps even thrive in the current financial crisis that is affecting the world over.

Ancient Chinese saying – In every crisis, there is an opportunity.

We can all see the Crisis, but where is the Opportunity?

The world is in crisis right now. It is by no mistake that the Chinese letter/ hierologlyphic representing opportunity is the same as the one for crisis. In this current time of turmoil and economic depression the world markets are going into free fall, and amidst all these uncertainties, a climate of fear is shaking the foundation of most people’s lives as the companies they work for begin to tremble and in some cases, fall. The process however is nothing new, for mankind has gone through all this repeatedly on an almost cyclical basis since the ancient Egyptian/Indian civilisations. Then, it was nature that was the root cause, that in turn caused economic chaos with the advent of famine, flood, locusts, earthquakes and the like. There has been an economic holocaust in some way or other in almost every corner of the world periodically at every stage of civilisation. Usually though,  this is rarely felt even by their neighbours, let alone the world at large.  However in a world that has become a global village with every advance in technology, it is no wonder that this particular crisis this time around affects one and all.

However reverting to why the Chinese have the terms crisis and opportunity represented by the same hieroglyphic, one would have to go back historically.  Wherein, you will see that it is in these times of trial and tribulation, of crisis and destruction, both economic and otherwise that great fortunes have been made, great careers have taken off and, that leadership has been forged and where mankind has actually evolved onto greater heights by making a leap forward and onwards.  If one were to look at the last century as benchmark, then both the World Wars and the Great Depression were periods when the great media moguls and business barons built empires that have since spanned a century.

Historically, each period of crisis has precipitated a perio od great economic growth. The crash of 1929 for instance, was in a sense, a balancing that was long overdue.  Primarily because it was in the tail end of what was known as the Roaring Twenties. A decade where the world economies spun out of control resulting in a need for balance and the crash of ‘29 was about reversing the equilibrium; arguably thereby, initiating massive growth in its wake. The 1930s then saw the awakening of several economic powerhouses.  However, one cannot see too much of a parallel in this today because there were many other forces at play. Conceptually however, the ebb and flow of the economic tide is just a natural adjustment. On occasion, tsunamis can also happen.  This crisis is perhaps one that is long overdue. Economic pundits have been predicting it from the late 1990s onwards. The US based Ravi Batra’s famous prediction for one , where he expected a sharp rise in the US stock markets in the 1980s, followed by a cataclysmic drop and a depression in or around 1990 and later in 1999 in his book, Crash of the Millennium. A little later maybe, but still on course.

 So much for economic prattle. For the man on the street the basic issue of providing food, shelter and warmth for his family remains the same. Depending on one’s geographical location, this crisis will affect us all at different times and different levels of severity, but it WILL affect us all. So let’s get down to reality per se– that the fundamental asset of economic growth is and always will be the human capital. It is people that continue to make success out of nothing at all and it is people that are going to emerge from the crisis either as lions or sheep. If you choose to step back and let the economic tide carry you, then it is going to unceremoniously dump you high and dry on some barren outcropping. On the other hand if you choose to be a lion, then this crisis is the best possible time. It is the time to avail of all the skill sets, of the infrastructure, of all the technology, of the real estate that you could not or would not have dared to venture into 6 months ago because of cost or availability. This is the time to begin building upon for the next ten years.

People are still your primary assets and they have never been more accessible than in this period. In the world of micro-financing and network marketing for instance, this is the beginning of the Golden Era. While the world adjusts to its new economic climate, people still need the basic goods and services and what better way to get it across to them than via network marketing. Now better than ever, is the time to talk to people about how to change their lives. How to change their perspectives and their outlook because needs and desires have not changed, merely the ability to achieve them.  The methodologies that they have employed for a lifetime have now begun to stumble and even have crumbled.  Here is where a new paradigm shift needs to take place.  Here is where the network marketing industry can come into its own.  When the systems fail,  what better way can you rely upon, can you expound upon, can you build upon,  than just telling people that it’s all simply about people helping people to raise mankind.

 

Saturday, November 08, 2008 8:01:30 PM (China Standard Time, UTC+08:00)
 Wednesday, October 29, 2008
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A citizen's commitment to the country could amount to anything. It could be by finding political voice against a rampaging civic administration, exercising our vote or even encouraging private enterprise that deals with social inequities as a business and not through charity.


We live in a country that demands so little from our citizens.The least we can do is perform our civic duty. Only then can we make fortune at the bottom of the pyramid. Societies have always searched for an ideology and an institutional framework to balance collective and private interests. In the last century this struggle played out as a confrontation between two clearly defined ideologies - communism and capitalism.


Capitalism may have grown, but capitalists themselves have started re-examining how to adopt themselves to the 21st Century. Capitalism is built on a few key principles -- entrepreneurship, innovation, investment and organisation are at the heart of capitalism. Investors,who finance the ideas of entrepreneurs to create business,deserve the benefit with returns commensurate with risks. Private property and the rule of law are paramount in such a system. Private enterprise,in a system of transparent transactions,can benefit consumers and provide incentives for business. Capitalism is usually associated with participative democracy. No one really questions these basic problems any longer. The practice of capitalism,however,has not been without problems,and must adopt itself to address these issues. Does capitalism short-change consumers, employees, suppliers and communities? Does it care about the poor and the disadvantaged?


Recently Bill Gates suggested that we should focus on creative capitalism that explicitly recognises the four billion poor and develops market-based solutions to help them.Capitalism can provide economically viable solution to social problems than engage in partisan debates.The debate must focus on solutions,not ideology.The focus should be on dealing with social inequalities as a business and not through make shift arrangements.Profitable business usually grow and sustain themselves.


Without a long-term,self-sustaining solution that reduces poverty,we are likely to create higher levels of inequality. No institution is an island. Private sector institutions are an integral part of society and cannot prosper without reorganising the social context within which they operate.India represents a unique opportunity for developing the practice of capitalism for the 21st century. It has a vibrant private sector and a participatory democracy.It also has inequalities,not just in incomes but also in terms of opportunities. If a country can find a way to make capitalism work by addressing problems of poverty illiteracy,inequalities,disease and subsistence agriculture while creating new opportunities for the poor and oppressed and vibrant business at the same time, the consequence are tremendous. A new nation can be built only with a fresh work ethic which combines discipline with creativity, passion with respect

Wednesday, October 29, 2008 1:24:25 AM (China Standard Time, UTC+08:00)
 Saturday, October 04, 2008
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QI has been always more than a group of companies to me personally. To me and many others within the corporate and customer framework, it has always represented a concept. This concept predates the formation and the subsequent development of the group, which is now entering its tenth year, thereby completing a decade as a business entity. The concept is based in great part upon the message of the icon/mentor of the group Mohandas Karamchand Gandhi, otherwise simply known as the Mahatma. A message which has been loosely translated into the acronym RYTHM which is Raise Yourself to Help Mankind. The unique paradox of this message, which is so altruistic in nature, is that it does not in any way conflict with the primary motive of all businesses which is to maximise profit. In fact, it has become the basis of profit making while focussed on a global vision of the unity of man. The QI Group founded in 1998 in its essence is an e-commerce based conglomerate which encompasses all aspects of business, using the internet as its modality. Hence we bring products and services from all points of the globe to the customer wherever he or she may be. Boundaries-- geographical, political or otherwise are merely part and parcel of the terrain we work with. The global village is actually the main dimension of our working environment in practice. In this final year of our first decade, our growth which has been exponential for 9 years has now matured into a more focussed development along the lines of each individual industry. We have basically discovered our niche. In essence, more than providing products & services and business opportunities worldwide to our 3.5 million customers, we have now evolved into a worldwide community that stretches across national boundaries, colour, cast or creed. We have become more than just a company. The QI name is now synonymous with a concept…The Unity of Man. If this is the legacy of our first decade, then I feel fully honoured to have been able to play a part in ensuring that this legacy is handed over to the next generation.
Saturday, October 04, 2008 2:17:59 AM (China Standard Time, UTC+08:00)
 Thursday, October 02, 2008
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In memory of the Great Mahatma, the man whose simplicity and humility and passion for humanity changed us all his life. Whose legacy is still enshrined in so many lives today, Mohandas Karamchand Gandhi. I may live without air and water, but not without HIM. You may pluck out my eyes, but that will not kill me. You may chop off my noce, but tat will not kill me. But blast my belied in God and i am dead - Gandhi India! You gave us Mohandas Karamchand Gandhi and we returned him to you as Mahatma - Nelson Mandela
Thursday, October 02, 2008 9:20:38 PM (China Standard Time, UTC+08:00)
 Monday, September 15, 2008
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I am sure there are many people out there who are opposing us right now who seem to think they are doing it for the right reasons. But I wish they would be better informed.  For ignorance has been our greatest defeat as Indians. Time and time again. We have lost many great souls, Three Gandhis – Mahatma, Indra and Rajiv, the people who were convinced that they were doing it for the greater good. Sadly India has lost even more over the years.  There is no greater enemy than ignorance. If there are people who are going to combat us on logic on morality, ethics or the law, we welcome them. But please, can I say this, so very humbly, please come well informed. Know who we are. For we certainly will know who you are.

 

 

Monday, September 15, 2008 2:44:33 PM (China Standard Time, UTC+08:00)
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